Restaurant POS News

What is Non-Cash Adjustment, and Can It Help Your Business Save Money?

Feb 1, 2021 4:25:49 PM / by Lynn Skurla Perkins posted in Save on Credit Card Fees, Non-Cash Adjustment, Card Processing Fees, NCA

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There are all sorts of credit card gimmicks these days.  Are they legit?  Do they save your business money?  How hard is compliance?

Offering your customers a discount for paying with cash or check is nothing new. 

Neither is adjusting how much a customer pays if they use a payment type that results in higher processing costs for the business owner. While these concepts have been around for quite some time, they have recently been brought back into the spotlight, especially for businesses hard hit during COVID.

Today, we are here to talk about one of the easiest ways to save money on your credit card fees - through the Non-Cash Adjustment (NCA) Program:

With a Non-Cash Adjustment, your list prices have a  built-in cash discount incentive. Customers who pay with credit and signature debit cards do not receive the discount and will see a Non-Cash Adjustment on their receipt.

On average, businesses can save $9,500 a year simply by sharing their processing costs with their customers. 

But make sure use a trusted partner when implementing this programs - you want to make sure you are staying compliant with the program!

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