Warning - You May Not Be Able to Accept Credit Cards Next Month!

By Lynn Skurla Perkins | May 29, 2018 11:23:20 AM

In reference to last month's article about the TLS issue, we just want to remind everyone again that if you have not updated your point of sale system, most likely your integrated credit cards* will stop working in June.  While the official deadline is June 30th, many gateways are proactively switching over before then.

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URGENT: MASTERCARD TERMINAL ID UPDATE

By Lynn Skurla Perkins | Aug 23, 2017 9:10:25 AM

MasterCard® has issued requirements to ensure that merchants with multiple card reading devices within a single location must submit a unique Device ID number with each transaction to remain compliant and avoid fines from MasterCard.

 While we recommend updating to the newest version of Counterpoint, the oldest version that meets MasterCard's new requirements are versions 8.4.6.12 or 8.5.1 and higher. Some older interfaces between Counterpoint Gateway and NCR Secure Pay were not designed to handle this information. Thus, the Device ID was unable to be passed along to the processor (and thus to MasterCard), which prevents compliance.

The chart below includes processor interfaces that are currently not compliant with the Device ID requirement as well as the recommended path to achieve compliance. MasterCard’s deadline for compliance is 12/31/2017.

 Please note that only merchants with multiple devices processing card present transactions are impacted. Merchants with a single lane per processing account are not impacted. Also, any processor not listed in the chart below is compliant and already transmitting the Device ID to the processor.

 

Non-compliant processors:

Processor (Gateway)

Recommended action

World Pay (Counterpoint Gateway)

Migrate to World Pay (Secure Pay, TCMP) account

World Pay (NCR Secure Pay, VisaK)

Migrate to World Pay (Secure Pay, TCMP) account

TSYS (Counterpoint Gateway)

Migrate to TSYS (Secure Pay). Secure Pay TSYS integration will be patched to include Device ID

TSYS (NCR Secure Pay)

None needed. Secure Pay TSYS integration will be patched to include Device ID

 

Read below to learn more about eh Mastercard Terminal ID Update:

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The Importance of Checking Your Credit Card Batches

By Lynn Skurla Perkins | Jul 23, 2017 11:45:03 AM

In some businesses, credit sales account for over 80% of their daily sales.  If this is your business, you are depositing very little cash every day.  And while most of us count for and reconcile the cash, are you reconciling your daily credit card deposit to the credit card batches that actually go into the bank?  It seems easy and automatic, but here are a few tips and tricks we have learned over the last couple of decades installing integrated credit card systems.

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Don't Forget! MasterCard BIN range expanding to include BINs that begin with a "2"

By Lynn Skurla Perkins | Jun 28, 2017 1:25:28 PM

Reposting this - to make sure you get this done before MasterCards that begin with a "2" start showing up at your store:

Summary:

MasterCard is expanding the BIN range by introducing a new series of International Organization for Standardization (ISO) BINs that begin with a “2” (222100–272099). The “2” series BINs will be processed in the same manner that the “51–55” series BINs are processed today.

MasterCard anticipates that the “2” series BINs will be completely supported no later than October 14, 2016. Customers may choose to enhance their systems prior to the implementation date.

 Solution: Please read!

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MasterCard BIN range expanding to include BINs that begin with a "2"

By Lynn Skurla Perkins | Apr 14, 2017 3:05:23 PM

Summary:

MasterCard is expanding the BIN range by introducing a new series of International Organization for Standardization (ISO) BINs that begin with a “2” (222100–272099). The “2” series BINs will be processed in the same manner that the “51–55” series BINs are processed today.

MasterCard anticipates that the “2” series BINs will be completely supported no later than October 14, 2016. Customers may choose to enhance their systems prior to the implementation date.

 Solution:

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